Process
At Donnelly & Associates we practice a financial planning process that works in three (3) distinct phases. It starts with Accumulation of Wealth, moves into Financial Planning/Pre-retirement, and culminates with the Retirement/Distribution phase. Our services are uniquely tailored to help you work toward your goals in each of these stages. We take time to understand your financial position and help you focus on your future financial independence.
In this phase we establish a savings plan--whether you start with a lot or maybe just a little. The task is to focus your intent and design a plan to make it happen. What path you take will be unique to you and aligned with realistic objectives and goals.
- Getting Started
- Goal Setting
- Cash Flow Analysis
- Cash Management
- Debt Reduction
- Establishing the Account
- Life Insurance Planning
- Dollar Cost Averaging
In this phase we begin to see the results of your commitment to the process. While there can be much to celebrate there is more to do. There are a variety of "what's next" questions. What are your plans in retirement? Are you working, traveling or both? How is your wealth protected? Will you outlive your money? Have your goals and objectives changed, or do we continue the course?
- Goal Setting
- Cash Flow Analysis
- Cash Management
- Debt Reduction
- Life Insurance Planning
- Dollar Cost Averaging
- FICO Score Analysis
- Personalized Guidance
- Analysis and Review of Current Holdings
- College Planning
- Tax Efficient Investing
- Long Term Care Discussion
- Rebalancing
- Asset Allocation
In this phase we begin to see the results of your commitment to the process. While there can be much to celebrate there is more to do. There are a variety of "what's next" questions. What are your plans in retirement? Are you working, traveling or both? How is your wealth protected? Will you outlive your money? Have your goals and objectives changed, or do we continue the course?
- Goal Setting
- Cash Flow Analysis
- Cash Management
- Debt Reduction
- Dollar Cost Averaging
- FICO Score Analysis
- Personalized Guidance
- Analysis and Review of Current Holdings
- College Planning
- Tax Efficient Investing
- Insurance Planning
- Rebalancing
- Asset Allocation
- Distribution Planning
- Requirement Minimum Distribution
- Charitable Donations
- Wealth Transfer and Legacy Planning
- Asset Allocation and Rebalancing
- Review of Retirement Plan
- Insurance Review
- Long Term Care Plan Review